105 PEARL STREETSNOW HILL, MD 21863

Commercial · 2,079 Sq. ft. | 0.08 Acres
$325,000 ACTIVE

105 PEARL STREET Overview

Time on Site:
7 days
Visits:
48

Step back in time and own a true piece of history with this remarkable commercial building, originally constructed in 1897 as the Commercial National Bank. Rich in character and architectural significance, this beautifully maintained property offers 2,079 square feet of versatile office and professional space in the heart of Worcester County's Seat. The building features an impressive reception area, a private first-floor office, first and second-level conference rooms, and two additional second-floor offices, providing an ideal layout for attorneys, financial professionals, government contractors, or other professional services. Two original bank vaults remain intact, creating a rare and distinctive feature that adds both charm and functionality. Historic details abound, including stunning original stained-glass windows and a durable slate roof, while the property's excellent condition allows for immediate occupancy. Each level is equipped with its own bathroom for added convenience. Perfectly positioned just steps from the Worcester County Courthouse, county offices, restaurants, shopping, and downtown amenities, this location offers exceptional visibility and accessibility. Plus, enjoy proximity to some of the region's most sought-after destinations, including Ocean City, Maryland and Chincoteague Island, Virginia, both just approximately 30 minutes away. This is a rare opportunity to own one of the area's most iconic historic commercial buildings, blending timeless elegance with modern business potential. Seller financing options are available!

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

105 PEARL STREET Facts & Features

  • Type Commercial
  • Sq. ft. 2,079
  • Price/Sq.ft. $156
  • Lot 0.08 Acres

Details

General

School Information

  • Elementary School: SNOW HILL
  • Middle Or Junior School: SNOW HILL
  • High School: SNOW HILL

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Year Built: 1897

Business Information

  • Business Type: Day Care Facility,Flex,Other/General Retail,Professional

Location/Region

  • Country: US
  • County: WORCESTER
  • County Or Parish: WORCESTER
  • In City Limits: Yes
  • MLS Area Major: Worcester East of Rt-113
  • Subdivision Name: NONE AVAILABLE

Parking Information

  • Total Parking Spaces: 4
  • Type of Parking: Parking Lot,On Street

Rent/Lease Information

  • Lease Considered: No

Tax Information

  • City/Town Tax: 2173.00
  • City/Town Tax Payment Frequency: Annually
  • County Tax: 1889.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $4,322.00
  • Tax Assessed Value: 244700.00
  • Tax Year: 2026

General Information

  • Historic: No
  • Municipal Trash: Yes
  • Property Condition: Very Good
  • Property Sub Type: Office
  • Property Type: Commercial Sale
  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: B-1

Interior

Building Information

  • Building Winterized: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Total Drive In Doors: 0
  • Total Restrooms: 2

Parking Information

  • Garage: No

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 2079.00
  • Central Air: Yes
  • Hot Water: Electric

General Information

  • Accessibility Features: 2+ Access Exits
  • Cooling: Central A/C, Multi Units
  • Entry Level: 1
  • Flooring: Carpet, Tile/Brick
  • Internet Services: Broadband,Fiber Optic
  • Stories Total: 2

Exterior

Building Information

  • Total Loading Docks: 0

Parking Information

  • Parking Features: Paved Parking, Private

Lot Information

  • Lot Dimensions Source: Assessor
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 3336.00
  • Lot Size Units: Square Feet
  • Road Responsibility: State,City/County
  • Road Surface Type: Black Top
  • Water Source: Public

Waterfront/View

  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Brick, Masonry
  • Fencing: No
  • Roof: Slate

General Information

  • Number Of Units Total: 1
  • Sewer: Public Sewer
  • Water Access: No

105 PEARL STREET Neighborhood

Community

21863 (SNOW HILL) Demographics

39
Median Age
38
Population Density (per sq. mile)
34%
College Educated
$61,857
Estimated Median Income
1,360
Estimated Total Home Owners
435
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

105 PEARL STREET Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

105 PEARL STREET Market Data

Based on the last 30 days in this zip code

$334,963
Average List Price
$179
Average Price per Square Foot
5
Properties Sold
105
Average Days on Market
16
Properties for Sale
Calculations provided by Reliance Network

105 PEARL STREET History

Date Event Value Agent
6/23/2026Source: BRIGHT MLS Added to Database
June 23, 2026
Listing provided courtesy of Long & Foster Real Estate, Inc.- MLS# MDWO2039292MLS ProviderContact Information: [email protected] - 6676612000